Autumn Sinclair, a 32-year-old freelance photographer in Boise, Idaho, is involved in a minor collision while driving to a photography assignment. When a traffic cop arrives, they discover that her vehicle is uninsured due to a recent lapse in coverage.
Megan Bailey, an architecture student in Nashville, is being interviewed by a police officer about ongoing cyberbullying. She has received threatening messages on various social media platforms, significantly impacting her mental health and academic performance.