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About the Case

Vivian Harper visits the insurance office to address confusion about overlapping homeowner’s insurance policies for a house co-owned with an ex-partner. Both policies cover the property, creating uncertainty about precedence, liability division, and potential delays in payout due to disputes or subrogation.

As the insurance advisor, your role is to provide Vivian with clear explanations, outline the next steps, and help resolve the matter effectively to ease her frustration and concerns.

Learning Objectives:
  • Demonstrating policy expertise by clearly explaining overlapping coverages
  • Ensuring clarity by simplifying complex policy terms for easy understanding
  • Showing empathy by acknowledging the claimant’s confusion and reassuring them
  • Offering problem-solving assistance to identify the best policy for their needs
  • Supporting decision-making with clear, objective advice to address concerns
Skills Assessed
  • Policy Expertise
  • Communication Clarity
  • Empathy
  • Problem Solving
  • Decision-Making Support

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Addressing Overlapping Policies

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